IIA Blog

Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.


Will homeowners insurance pay to replace my roof?

Aug 9, 2023, 10:42 AM

Roof damage caused by sudden and unexpected loss from wind, tornado, and hail is typically covered. Insurance does not pay for roof repairs related to maintenance or wear-and-tear. Click on the link to learn more.

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Insurance Protection for Summer Fun

Aug 2, 2023, 9:34 AM

Recreational opportunities are abundant on long summer days. Many Illinoisans travel, relax in backyard pools or trampolines, or head to lakes, campgrounds, and more. Summer activities are fun but also carry liability and property damage risks. Individuals often turn to an insurance company for assistance when a sudden and unexpected loss occurs. Be certain adequate insurance protection is in place before something happens. Click on the link below to learn more.

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Can my car insurance be nonrenewed for not-at-fault accidents?

Jul 12, 2023, 10:25 AM

Insurance companies periodically review policy claim activity to analyze future loss potential. Every loss is considered, including at-fault and not-at-fault accidents, comprehensive claims, towing losses, etc. Nonrenewal occurs when the risk of future claims is more than the insurance company is willing to shoulder. Click on the link to learn more.

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Is cancer insurance necessary?

Jun 28, 2023, 10:20 AM

Cancer insurance pays a cash benefit if you develop cancer during the policy period. The cash benefit can be put toward medical or non-medical expenses. Multiple insurers market products for critical illnesses like cancer, heart attack, stroke, and more. Cancer and other specific disease policies provide only supplemental coverage. They do not replace comprehensive major medical insurance. Click on the link to learn more.

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