IIA Blog

Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.


Safe Driving Strategies - Part 2

May 24, 2023, 10:26 AM

Even careful drivers sometimes have accidents. It's essential to understand and verify you have adequate auto insurance beforehand. Illinois law requires liability coverage on all licensed motor vehicles. Physical damage (comprehensive and collision) is optional, but lenders insist on it. Review auto policy coverages, limits, and deductibles. Confirm all vehicles and household members are properly insured. Place a current insurance identification card in the glove box of each vehicle. Click on the link for an overview of basic auto insurance coverages.

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Safe Summer Driving - Part 1

May 17, 2023, 10:24 AM

Summer roadways expose motorists to increased traffic, numerous construction zones, and countless distractions. Embrace driving strategies to improve travel safety for everyone on the road. Click on the link for details.

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Why do auto policies include uninsured and underinsured motorist coverage?

May 3, 2023, 9:50 AM

Not all vehicle owners comply with Illinois' mandatory liability insurance law. Others have insurance but carry minimum limits ($25,000 bodily injury per person, $50,000 per accident). You could be in a serious crash caused by a noncompliant or minimum-limit driver. Getting money for your crash-related medical bills, lost wages, or pain and suffering from the at-fault driver may be difficult. Uninsured and underinsured motorist protection lets you turn to your insurer for help. Click on the link to learn more.

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