Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.
Nov 27, 2019, 10:13 AM
All licensed motor vehicles must have liability insurance. The insurance policy must also provide uninsured motorist coverage and often underinsured motorist coverage. State law does not require vehicles to have physical damage insurance, but lenders generally insist on it. Click on the link to learn more.
Nov 20, 2019, 10:16 AM
Deer are common along Illinois roads this time of year. Drivers should be alert and know how to respond when deer are nearby. Click on the link below for strategies to reach your destination safely and avoid injury.
Nov 13, 2019, 10:12 AM
Subrogation is a legal process that allows the insurance company to seek reimbursement from an at-fault driver for damages he/she is legally responsible for. This process allows the policyholder to get the vehicle repaired without waiting for the other driver or his/her insurance company to pay damages. Click on the link below to learn more about the subrogation process.
Nov 6, 2019, 10:54 AM
The FAIR Plan provides homeowners insurance to those unable to get coverage from traditional insurance companies. Click on the link for more information.