IIA Blog

Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.


Be ready for an earthquake - Part 2

Sep 29, 2021, 9:33 AM

Geologists cannot predict where or when an earthquake will happen, nor its magnitude. This makes it important to know how to respond before a seismic event occurs. Click on the link below for tips to keep your family safe.

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Auto insurance options for those unable to secure coverage

Sep 22, 2021, 10:13 AM

Hundreds of companies market auto insurance products in Illinois. Most individuals can get coverage from at least one of these insurers as eligibility rules and pricing vary by carrier. Thoroughly check the options. Ask about the Illinois Automobile Insurance Plan if nothing works out. Click on the link to learn more about this program.

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Prepare for Earthquake - Part 1

Sep 15, 2021, 9:24 AM

Illinois has four seismic zones within its borders. Recent years have seen only minor tremors and minimal damage, but a more serious earthquake is possible. Residents need to be aware of the risk and have an earthquake response plan in place. Click on the link below for ideas to ready your family and household for an earthquake.

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Is insurance necessary if we sold our house to move into a small apartment?

Sep 8, 2021, 9:48 AM

Going without coverage is risky. Renters are not required by law to have insurance, but proof of coverage may be part of the leasing agreement. The building owner most likely has insurance on the structure. However, the owner's insurance does not cover tenant-owned belongings. Tenants can get protection by purchasing renters insurance. Click on the link to learn more.

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Consequences of Underinsuring Your Home

Sep 1, 2021, 10:07 AM

Homeowners insurance is based on replacement cost, which is how much it takes to rebuild the structure from the ground up using like-quality materials. Insuring your home for less than its replacement cost is a problem if a loss occurs. Click on the link below to learn more.

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