IIA Blog

Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.


Confused about homeowners insurance? Part 2

Jan 27, 2021, 4:35 AM

Homeowners insurance is a package policy divided into two sections. Section one provides insurance protection for the dwelling, detached structures on the premises, personal property, and loss of use. Click on the link to learn more about these coverages.

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Confused about homeowners insurance? Part 1

Jan 20, 2021, 3:50 AM

Homeowners invest significant time, energy, and money buying and maintaining their properties. Unfortunately, severe weather, fire, tornado, and other hazards can cause major property damage for owners in harm's way. The cost of repairing, replacing, or rebuilding is often shared with an insurance company. However, property coverage must be in place before a loss occurs. Click on the link below for a policy overview in the first of a three-part series on homeowners insurance basics.

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Is long term care insurance necessary?

Jan 13, 2021, 5:18 AM

The U.S. Department of Health and Human Services suggests nearly 70% of people over age 65 will need some type of long term care assistance. LTC assistance could mean specialized treatment provided at a nursing home as well as in-home care, assisted living, memory care, adult day care, hospice care, and more. Long term care services are costly and create an unexpected financial burden for most families. Click on the link below to learn more.

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Does auto insurance pay for repairs caused by hitting a pothole?

Jan 6, 2021, 4:59 AM

January is the time of year when potholes commonly develop on roadways. Running over one with your vehicle can result in costly damage to a wheel, axle, tire, steering, suspension, or alignment. Auto insurance can offset repair expense if the damaged vehicle has collision coverage. Click on the link for more information.

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