Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.


How much auto insurance does a person need?

Nov 27, 2019, 4:13 PM

All licensed motor vehicles must have liability insurance. The insurance policy must also provide uninsured motorist coverage and often underinsured motorist coverage. State law does not require vehicles to have physical damage insurance, but lenders generally insist on it. Click on the link to learn more.

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6 Driving Tips for Sharing the Road with Deer

Nov 20, 2019, 4:16 PM

Deer are common along Illinois roads this time of year. Drivers should be alert and know how to respond when deer are nearby. Click on the link below for strategies to reach your destination safely and avoid injury.

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How does auto insurance claim subrogation work?

Nov 13, 2019, 4:12 PM

Subrogation is a legal process that allows the insurance company to seek reimbursement from an at-fault driver for damages he/she is legally responsible for. This process allows the policyholder to get the vehicle repaired without waiting for the other driver or his/her insurance company to pay damages. Click on the link below to learn more about the subrogation process.

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Homeowners Insurance for Fire Damage

Oct 30, 2019, 3:28 PM

House fires are devastating events that can cause significant property damage. Fire victims often turn to a homeowners insurance company for help rebuilding, repairing or replacing fire-related damage. Renters and condominium owners need insurance as well as homeowners. Adequate insurance protection must be in place before a loss occurs. Click on the link for suggestions to avoid a coverage surprise.

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