Jul 19, 2017, 9:49 AM

Drowsiness is a condition that sneaks up on drivers and compromises their ability to safely operate the motor vehicle. Research confirms sleepy motorists take longer to react, pay less attention to the roadway, and have diminished decision-making skills. These risky behaviors contribute to numerous auto accidents.

Jul 12, 2017, 11:11 AM

No. Your auto policy must have collision or uninsured motorist property damage to cover vehicle repairs stemming from a crash with a driver that has no insurance.

Jul 5, 2017, 11:23 AM

Life insurance provides financial stability for surviving loved ones. Beneficiaries typically use life insurance proceeds to maintain a standard of living, pay debt, fund college, etc. These needs at seem less urgent once the house is paid for, but going without life insurance may be unwise.

Jun 28, 2017, 10:10 AM

Lightning strikes cost homeowners thousands of dollars in property damage each year. Homeowners insurance helps policyholders recover from unexpected loss, but adequate coverage must be in place before an incident occurs.

Jun 21, 2017, 11:39 AM

Lightning occurs throughout the year, but is most common in the summer months when the atmosphere is unstable and moisture is in the air. Strikes can carry 100 million to 1 billion volts of electricity, and cause serious injury or property damage. Be on the lookout for lightning; know how to be safe; and have a plan to protect belongings.